The most surprise thing in the earthquake is that Humans could not resist the forces of nature
The most touched thing is that the Fukushima six heroes who risked their lives to save nuclear power station.
Though the Japan earthquake, I learn the that the Earthquakes can create huge waves, huge waves can create nuclear disaster. We must assess the risk of a thing before start it.
6、钱重不重要？（如何看待很多人都希望有更多的钱）
As we live in a materialistic society, with no doubt, money is very important. We need money to buy food, clothing, shelter and transportation. Without money, we can't live in this world. But it doesn't mean that money is the most important thing. Money can't buy health, friendship, happiness and love. There are a lot of things more important than money. We should pursuit money and use money in a proper way more beneficial to the society and world, just like the Bill Gates, he uses money to help more people and through this he becomes more happy.
My overall view is：Money is very important,without it,we may never be able to live.But we cannot ignore other value things just for money.
7、如何看待校园恋爱
Campus love is a very common phenomena among college students nowadays. Some college teachers argue that students should give up love for the sake of learning. They maintain that love is time consuming and influences one’s learning. Some students, however, hold that a student who falls in love will study harder and will make greater progress. They don't believe that a person in love lags(落后) behind in his studies.
Well ,in my opinion, campus love is a double-edged sword. On the one hand, campus love is pure and beautiful. Love is one of the greatest emotion in the world. On the other hand, it occupies part of learning time. When the couple breaks, it brings suffer and pain. So we should deal with the relationship between love and learning in a ration way. Make proper arrangements for love time and learning time. Let love becomes the impetus for learning and progress. Try to be mature and rational in the love progress.
10、市场经济体制下，企业只追求盈利性对吗
In the market economy, pursuit profit is one of the main targets for the enterprises. It is no ground to blame. With more profit, enterprise can grow and develop in a better way. But it is not the only goal. There are many other important goals, such as safety, social responsibility and so on.
Especially for the commercial banks, the management principle is \safety and profit\ for the enterprises ,we hope they can undertake more social responsibility.
In fact this is not contradictory, if one enterprise can undertake the social responsibility, then set up a good image in front of the public, so more and more people will buy this enterprise’s products. The enterprise will be more profitable. To establish a virtuous cycle.
CBRC：
1、What do you know about CBRC?
CBRC is short for The China Banking Regulatory Commission. CBRC is authorized by the State Council to regulate the banking sector.
The main function of CBRC can be concluded as: Firstly, to formulate supervisory rules and regulations , authorize the establishment, changes, termination and business scope of the banking institutions; Secondly, to conduct on-site examination and off-site surveillance of the banking institutions, and take enforcement actions against rule-breaking behaviors; Thirdly, compile and publish statistics and reports of the overall banking industry. Last but not least, it is responsible for the routine administration of the supervisory boards of the major State-owned banking institutions.
The goal of CBRC is to protect the interests of depositors, maintain the market confidence, enhance the competitiveness of banking institution as well as combat financial crimes.
2、What are the rules and functions of CBRC
The main function of CBRC can be concluded as: Firstly, to formulate supervisory rules and regulations , Authorize the establishment, changes, termination and business scope of the banking institutions; Secondly, to conduct on-site examination and off-site surveillance of the banking institutions, and take enforcement actions against rule-breaking behaviors; Thirdly, compile and publish statistics and reports of the overall banking industry. Last but not least, it is responsible for the routine administration of the supervisory boards of the major State-owned banking institutions.
The rules of CBRC can be concluded:
Firstly, to promote the financial stability and facilitate financial innovation at the same time;Enhance the international competitiveness of the Chinese banking sector;
Secondly, to set appropriate supervisory and regulatory boundaries and refrain from unnecessary controls; Employ supervisory resources in an efficient and cost-effective manner.
Last but not least, Encourage fair and orderly competition; Clearly define the accountability of both the supervisor and the supervised institutions;
The supervisory and regulatory criteria of the CBRC 银监会的监管标准
a. Promote the financial stability and facilitate financial innovation at the same time;良好监管要促进金融稳定和金融创新共同发展
b. Enhance the international competitiveness of the Chinese banking sector;要努力提升我国金融业在国际金融服务中的竞争力;
c. Set appropriate supervisory and regulatory boundaries and refrain from unnecessary controls;对各类监管设限要科学、合理,有所为,有所不为,减少一切不必要的限制 d. Encourage fair and orderly competition;鼓励公平竞争、反对无序竞争
e. Clearly define the accountability of both the supervisor and the supervised institutions; 对监管者和被监管者都要实施严格、明确的问责制
f. Employ supervisory resources in an efficient and cost-effective manner.要高效节约地使用 一切监管资源
3、why do you want to work in CBRC? My reason are as follow:
First of all, CBRC is specialized in banking supervision and regulation. It has great influence on the stability of banking institutions and the sound development of our financial system. I want to contribute my strength in this great undertaking.
Secondly, through six years learning, I have a good grasp of financial theories and economic knowledge . I want to put what I learned in school into practice. Besides I have internship in commercial bank. It enables me to understand the basic business scope of banking institution.
Last but not least, I'm interested in banking regulation. Just as the saying goes\best teacher.\
To sum up. I believe CBRC can give full play to my knowledge base, my abilities and my interests. That's why i want to work in CBRC.
4、Why do u want to be a regulator？
To be a banking regulator is my dream. My reason are as follow:
First of all, regulation has great influence on the stability and development of financial system. Its importance is widely acknowledged especially after the financial crisis happened in 2008.I want to contribute my strength in this great undertaking.
Secondly, through six years learning, I have a good grasp of financial theories and economic knowledge . So I want to put what I learned in school into practice. Besides I have internship in commercial bank. It enables me to understand the basic business scope of banking institution.
Last but not least, I'm interested in banking regulation. Just as the saying goes\best teacher.\
To sum up, I believe being a regulator can give full play to my knowledge base, my abilities and my interests. That's why i want to work in CBRC and be a regulator..
5、If you enter the CBRC, how would you perform your work
If I luckily have the chance to enter CBRC, i would perform my work as follows:
First of all, try to understand the working situation of CBRC, including rules, regulations, business processes, work style, interpersonal relations and so on. Thus I can have a clear understanding of my work and responsibility and suit myself quickly in CBRC.
Secondly, as a new employee with little experience, I should be modest and diligent, learn from my supervisor, colleagues.Strengthen the communication skills and ask for help if necessary. I will accept their suggestions and criticism.
Last but not least, don't afraid to take responsibilities. Think well before making actions and ask for help if necessary. Cherish every opportunity to improve myself and take care of every task leader gives me. If i have done something wrong, admit the error bravely and learn from the mistakes.
To sum up, as a new employee, I should be modest, diligent and hard-working in order to perform task well and win the trust of my leaders and colleagues.
6、银监局的工作与你所学内容之间的关系（你的专业知识对今后工作的帮助）
Through six years learning, I have got a good grasp of financial theories and economic knowledge. This expertise knowledge will facilitate my future work.
On the one hand, I will put what i learned in school into practice. It helps me understand my
work deeply and learn the new knowledge from practice.
On the other hand, the economic theory always teach me to keep the cost and profit, the risk in mind. It teaches me how to analyze problems logically and rationally. I think this is of special importance to bank regulators.
7、银监工资待遇不高，为什么来
Payment is one of the factors to consider in job-hunting, but it is not the most important one.
I'm looking for a job being meaningful and important which can incorporate both my education and practical work skills. Being a regulator in CBRC is the best choice for me .
First of all, CBRC is specialized in banking supervision and regulation. It has great influence on the stability of banking institutions and the sound development of our financial system. I want to contribute my strength in this great undertaking.
Secondly, through six years learning, I have got a good grasp of financial theories and economic knowledge . The work in CBRC can put what I learned in school into practice.
Last but not least, I'm interested in banking regulation. Just as the saying goes\best teacher.\That's why i want to work in CBRC and be a regulator..
8、如果你要做一个监管项目，需要相关数据，并且要求提供准确的结果，步骤是什么。 The accuracy of the data is the starting point and destination point of the investigation. In order to obtain accurate data, I will carry out investigations as follows:
Firstly, according to the survey purpose and requirements, I will make proper investigation plan, including the time, place, matter, and participants and other details.
Secondly, after the agreement of the leader, I will conscientiously implement the personnel division of labor.
Thirdly, in the progress of investigation, I will apply a variety of survey methods, such as questionnaires, face-to-face interviews, online open for comments. During the process if there should encounter any problem, i will solve them timely to ensure that the investigation work carried out smoothly
Last but not least, after the survey, I will analyze the data scientifically, both qualitatively and quantitatively. And finally I will accomplish the the survey report for the leadership review.
9、如果你和同事对一件事情有不同的看法，如何达成一致
It is a very common phenomena in work. Every one is unique. We have different knowledge base, different ways of thinking, different experience. And i believe this is a good phenomena. It proves that we work hard and we try to reach a better result.
When we have different opinions in the work, firstly, try to accept it with an open heart and listen to it with careful ears.
Secondly, analyze these idea according to cost and benefits to see which one is better.
Finally, after proper analyze and compare, judge which one is better and make the decision.
I belive through effective listening , communication and analyze, we can finally come to a conclusion and reach a better solution.
10、你认为怎么成功完成从学生到工作的转换？
1. Clear objectives. The aim of students is to learn the basic knowledge. And aim of employee is to achieve business goals. The clear aim will help me converting from student to work smoothly. 2. Communication. I will communicate with other colleagues, to learn from experienced staff, share my ideas with others.
3. Team sprit. I will work with my team member, help each other, exchange of needed goods.
经济类：
1、what is the goal of monetary policy?
Monetary policy refers to a set of policies took by the central bank to control the supply of money and interest rates. In the short term, the goal of monetary policy is to control the currency value and interest rates. In the long term , the goal of monetary policy can be concluded as: First, fight inflation and deflation thus to keep the price index stable; Second, keep international payments balanced, don't make it too strong or too weak. Last but not least, the monetary policy is committed to promoting low unemployment and high economic growth.
2、what monetary policies the central bank usually take?
Monetary policy refers to a set of policies took by the central bank to control the supply of money and interest rates for the purpose of promoting economic growth and stability. Monetary policy can be divided into two types, expansionary or contractionary。
The first type is expansionary monetary policy. It increases the total supply of money in the economy more rapidly than usual. Expansionary policy is traditionally used to combat unemployment in a recession by lowering interest rate. Lower interest rate can stimulate investment and easy credit will entice businesses into expanding. Thus, it helps the economy get out of recession.
The second type is contractionary monetary policy. It expands the supply of money more slowly than usual or even shrinks it. It is intended to slow inflation in the hopes of avoiding the distortions and the loss value of assets. Its goal is to prevent overheated growth.
3、What monetary tools the central bank usually take？
Monetary tools took by the central bank can be divided into two types, the ordinary tools and the selective tools.
The first type is the ordinary tools. It includes the deposit reserve ration, the rediscount rate, open market operation. These three tools are also called the three magic weapon. The second type is the selective tools. It includes the credit control on consumers, stock market, real estate, the preferential interest rate, the window guidance and moral suasion. These monetary tools are used by central banks to implement monetary policy in order to ensure the stability and sound development of our national economy.
4、国际金融危机对哪类企业影响最大，如何影响
In my opinion, the international financial crisis has the greatest impact on the small and medium sized enterprises specialized in exports. Reasons for this can be concluded as follow:
Firstly, Small and medium sized enterprises rely heavily on external demand. Since the
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